|
|
Repairing Credit Yourself
The Fair Credit Reporting Act gives you the right to
dispute any and all items on your credit reports that you feel classify as
inaccurate, unverifiable, or misleading. If the bureaus can not verify that
the information on your reports is indeed correct, then those items must be
deleted.
Disputing items on your credit report is easy. Getting results from the
credit bureaus is amazingly difficult, complex, and infuriating. It is not a
coincidence that the Federal Trade Commission receives more complaints
against credit bureaus than any other type of business. Remember, the credit
bureaus are primarily interested in protecting their profits. Investigating
your challenge consumes these profits. Short of sparking a mass number of
lawsuits, the credit bureaus seem to do everything in their power to
discourage consumers from making progress in their restoration efforts.
Restoring your own credit is like repairing your own transmission or
representing yourself a court of law; it is possible, but you must decide if
you are willing to take the time and assume the risks of doing it yourself.
Most people choose to allow an attorney to represent them because an
attorney better understands the complexities of the legal system. If you
decide your time is better spent and you would like a respectable company to
help, we HIGHLY recommend using
Lexington Law
|
